P. O. Box 2079, 1911 Plaza Drive, Warsaw, IN 46581-2079, 574-372-2521
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Loan Rates
Interest Rates: Effective 08/25/2010
Regular Shares
Share Certificates
Amount
APR*
APY**
Term
APR*
APY**
$5 - $5000 .25% .25%   6 Month .75% .75%
$5001 - $10,000 .50% .50%   1 Year 1.00% 1.01%
$10,000 - Over .75% .75%   2 Year 1.50% 1.51%
Christmas Club .25% .25%   ***SPECIAL RATES***    
Vacation .25% .25%   15 Month - $10,000 1.75% 1.76%
        * Annual Percentage Rate - ** Annual Percentage Yield
New Car & Boat - 100% List Price
Rates as low as: Term  
*4.25%   48 Months Calculate
*4.50%   60 Months Calculate
*4.50%   72 Months (loan $20,000 or more) Calculate
*4.75%   84 Months (loan $30,000 or more) Calculate
*.25% Discount Automatic Pymt
Click Here for your FREE Carfax record check!Used Car - 100% Retail as per Red Book -
Rates as low as:      
2009 - 2008 - 2007      
*4.50%   60 Months Calculate
*4.50%   72 Months - (loan $20,000 or more) Calculate
*4.75%   84 Months - (loan $30,000 or more) Calculate
2006 - 2005 - NOTE: Term is different on 2006
*4.50%   36 Months Calculate
*4.50%   48 Months Calculate
*4.75%   60 Months (2006 only) Calculate
2004 and Older
*5.25%   24 Months Calculate
*5.25%   36 Months Calculate
*5.25%   48 Months - (2004 Only $7,000 and up) Calculate
*.25% Discount Automatic Payment
 
New Appliances/Household Goods - Calculate
Loan Limit is 100% of the Retail Price with a 4 year Payment Period. Annual Rate is 10% and Maximum Borrowing is $10,000. Household Goods can include items such as Furniture, Snowblowers, Snowmobiles, Computers, Lawnmowers.
Secured Shares - Calculate
Maximum Amount is $25,000. Rate is 2% Higher than Secured Shares. Maximum Term is 48 Months.
Unsecured Loans - Calculate
Credit Limits will vary , depending on individual circumstances. Maximum Pay Period of 39 Months. Credit Limits Range From $500 to $2500 in $500 increments at 14% APR.
Super Loan - Calculate
$7000 Maximum Loan Amount with a 60 Month Payment at 9.9% APR.
Spring Fling/Vacation/Christmas Loans - Calculate
9.9% APR, $1000 at 12 Months, $1500-$2000 at 15 Months.
All rates subject to change without notice.

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