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Today’s low interest rate for a 30-year fixed is 4.5% (4.785% APR), and the interest rate for a 15-year fixed is 3.99% (4.44% APR). Your interest rate is fixed for the life of the loan, so you don’t have worry about rising rates. Buy your primary home with as little as 3% down. Refinance your primary home for up to 97% of its value.
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Rate is fixed. The payment on a $203,500, 30-year fixed rate loan at 4.375% and 76.22% loan-to-value (LTV) is $1148.38 with 1.875 points due at closing. Payment includes a one time ) at 1.75% of the base loan amount and a monthly MIP calculated at 0.80% of the base loan amount.
Lock in a lower interest rate – The higher your interest rate, the more you pay for your mortgage, both now and in the future. Refinancing to a loan with a lower rate means you could get a lower payment as long as you don’t shorten the length of your mortgage term.
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According to a report as far back as March 2017, USA Today … rate and higher payments for principal, many of them will stru…
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