Who Qualifies For Harp

Turned down before? Now’s the time to try again. HARP has been significantly enhanced since it launched in 2009. The program now requires less documentation and has simpler guidelines, all designed to approve more loans.

A HARP lender will work with you through every step, and will help determine if HARP meets your specific needs. Outlined below are the steps to get started. step 1. verify your HARP eligibility. Verify if you are eligible for HARP refinance, using harp verification tool online. step 2.

HARP Refinance Explained HARP—the Home affordable refinance program—was created by the Federal Housing Finance Agency specifically to help homeowners who are current on their mortgage payments, but have little to no equity in their homes, refinance their mortgage – that is, they owe as much or more than their homes are currently worth – are eligible for a HARP …

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The Home Affordable Refinance Program (HARP) is a federal refinance program targeting underwater homeowners. First announced in March 2009, HARP is designed for homeowners who are current on their mortgage payments, but who haven’t been able to refinance because they have limited equity, no equity or negative equity in their homes.

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